Pet insurance with holiday cover in the EU.
Pet insurance with holiday cover as standard
Napo offers pet insurance with travel cover, so your pets are protected at home and on holiday in the EU.
Excellent
Pet insurance with holiday cover as standard
Napo offers pet insurance with travel cover, so your pets are protected at home and on holiday in the EU.
Excellent
Pet insurance with holiday cover as standard
Napo offers pet insurance with travel cover, so your pets are protected at home and on holiday in the EU.
Excellent
Pet insurance with holiday cover as standard
Napo offers pet insurance with travel cover, so your pets are protected at home and on holiday in the EU.
Excellent
Pet insurance with holiday cover as standard
Napo offers pet insurance with travel cover, so your pets are protected at home and on holiday in the EU.
Excellent
We've got tails wagging!
We've got tails wagging!
We've got tails wagging!
As well as pet travel cover you get…
Free vet video calls
Unlimited 24/7 video calls with UK vets and behaviourists. So you can always get expert help.
Fast fuss-free claims
Our simple claims process is quick, easy and all online. Read how to claim here.
Low excess
We have a low standard excess charge of £99 per condition, per year. No matter your policy.
Can I use Napo pet insurance abroad?
Yes, you can use your Napo pet insurance when travelling within the EU. It does not cover travel in the UK. Your cover, worth up to to £2,000 a year in our Complete Care policy, can be used for emergency vet fees, changing your travel if your pet goes missing, or life-saving treatment.
Everything our pet insurance covers when you’re abroad is outlined in our policy document.
Can I use Napo pet insurance abroad?
Yes, you can use your Napo pet insurance when travelling within the EU. It does not cover travel in the UK. Your cover, worth up to to £2,000 a year in our Complete Care policy, can be used for emergency vet fees, changing your travel if your pet goes missing, or life-saving treatment.
Everything our pet insurance covers when you’re abroad is outlined in our policy document.
Can I use Napo pet insurance abroad?
Yes, you can use your Napo pet insurance when travelling within the EU. It does not cover travel in the UK. Your cover, worth up to to £2,000 a year in our Complete Care policy, can be used for emergency vet fees, changing your travel if your pet goes missing, or life-saving treatment.
Everything our pet insurance covers when you’re abroad is outlined in our policy document.
Can I use Napo pet insurance abroad?
Yes, you can use your Napo pet insurance when travelling within the EU. It does not cover travel in the UK. Your cover, worth up to to £2,000 a year in our Complete Care policy, can be used for emergency vet fees, changing your travel if your pet goes missing, or life-saving treatment.
Everything our pet insurance covers when you’re abroad is outlined in our policy document.
We've got you covered for:
Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
We've got you covered for:
Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
We've got you covered for:
Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
We've got you covered for:
Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
We've got you covered for:
Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.
Accident and illness
If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.
Dental work
We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.
Complementary treatment
Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.
Behavioural treatment
To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.
Travel and holidays
We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.
Emergency boarding
Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.
Finding a missing pet
If your pet goes missing, we’ll pay advertising costs and the reward.
Third party liability
If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).
What customers think about Napo
“
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
RL
Rebecca little
“
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
KB
Mrs Katherine Blair
“
I had some problems when was signing up my pets. I spoke to the online customer service. The person was so friendly and patient. I felt very pleased.
SH
shu
“
Really good value for great level of cover, also like that you have access to an online vet 24/7 at no additional cost or detriment to your policy. So far so good.
KO
Kirsty Ogden
What customers think about Napo
“
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
RL
Rebecca little
“
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
KB
Mrs Katherine Blair
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
shu
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
What customers think about Napo
“
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
RL
Rebecca little
“
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
KB
Mrs Katherine Blair
“
I had some problems when was signing up my pets. I spoke to the online customer service. The person was so friendly and patient. I felt very pleased.
SH
shu
“
Really good value for great level of cover, also like that you have access to an online vet 24/7 at no additional cost or detriment to your policy. So far so good.
KO
Kirsty Ogden
What customers think about Napo
“
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
RL
Rebecca little
“
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
KB
Mrs Katherine Blair
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
shu
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
What customers think about Napo
“
Deniz was incredible with my claim! Her follow up is better than some huge financial companies. Very impressed!
RL
Rebecca little
“
Decided to try Napo to insure my first dog!.. Early days but off to a perfect start with issues regarding alterations to my policy. Thankyou!
KB
Mrs Katherine Blair
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
shu
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
Frequently Asked Questions
Can you use pet insurance abroad?
Whether you can use your pet insurance abroad depends on your provider and your policy. Not all pet insurance can be used outside the UK. And even pet insurance that covers you whilst your abroad can have limits on the countries it’s valid in, or the amount of vet fees you can claim. All Napo policies will give you cover when you and your pet are abroad in an EU country. You’ll get emergency vet fee cover when you’re away from the UK. The amount you can claim will depend on your policy We can only cover your pets while travelling or staying in the EU temporarily.
Can I use my pet insurance if I’m living abroad?
We’re happy to pay you or your vet. But not every vet takes direct payments. If you want us to pay your vets directly, please ask your vet if they’re happy to take direct payments. If they are, we can send all payments straight to them.
Can pet insurance be used anywhere?
No, pet insurance unfortunately can’t be used anywhere. Different countries have different rules, regulations, and laws so it can be tricky to offer cover in multiple areas on the same policy. Napo does offer comprehensive insurance for UK pets. This includes some travel and holiday cover for when you're travelling abroad with your pet within the EU. But it does not cover long stays of 90+ days, or if you relocate abroad.
Does travel insurance cover pets?
No, human travel insurance or holiday insurance doesn’t usually cover pets. That’s what pet insurance is for! Depending on the pet insurance you buy, you could get some cover for your furry friend when you’re away from the UK. In the case of Napo, you'll have some cat travel insurance or dog travel insurance with whatever policy you have. We’ll cover you for things like emergency vet fees if your pet is sick on holiday, or help to cover the cost of a rearranged flight home if your pet goes missing. You can see exactly what we cover you for in our policy document.
How does pet travel insurance work?
Your Napo pet insurance will cover you for all sorts of accidents, injuries, and mishaps that might happen while you and your pet are abroad. We can cover emergency vet fees if your pet is sick on holiday. We can help you with unexpected accommodation costs for you and your pet if you miss your travel home because your pet was sick, or because they were lost or stolen. We can even help towards the cost of unused travel and accommodation if you cancel a holiday or cut it short because your pet needs life-saving treatment. The amount of cover you have while travelling outside the UK depends on your policy. However, we can only cover you and your pet if you’re travelling within the EU. You find out more in our policy document.
What is the average pet travel insurance cost?
If you're insured with Napo, your travel cover comes at no extra cost. It is a standard as part of your Napo cat insurance policy or dog insurance policy. That means you don't have to pay extra for travel cover, you already get it as part of our comprehensive insurance.
Do pets need insurance to fly?
No, your pet doesn’t need insurance to fly. But many countries need documents about your pet’s health, vaccination status, and insurance to allow them entry into the country. What you need to be allowed to travel with your pet depends on the country you are visiting. To find out more, check out the travelling abroad with pets info by the UK Government. If you are looking for pet insurance for air travel that covers your pet in the case of accidents or incidents while travelling on a plane, please check your policy document. And if in doubt, contact your insurance provider.
Frequently Asked Questions
Can you use pet insurance abroad?
Whether you can use your pet insurance abroad depends on your provider and your policy. Not all pet insurance can be used outside the UK. And even pet insurance that covers you whilst your abroad can have limits on the countries it’s valid in, or the amount of vet fees you can claim. All Napo policies will give you cover when you and your pet are abroad in an EU country. You’ll get emergency vet fee cover when you’re away from the UK. The amount you can claim will depend on your policy We can only cover your pets while travelling or staying in the EU temporarily.
Can I use my pet insurance if I’m living abroad?
We’re happy to pay you or your vet. But not every vet takes direct payments. If you want us to pay your vets directly, please ask your vet if they’re happy to take direct payments. If they are, we can send all payments straight to them.
Can pet insurance be used anywhere?
No, pet insurance unfortunately can’t be used anywhere. Different countries have different rules, regulations, and laws so it can be tricky to offer cover in multiple areas on the same policy. Napo does offer comprehensive insurance for UK pets. This includes some travel and holiday cover for when you're travelling abroad with your pet within the EU. But it does not cover long stays of 90+ days, or if you relocate abroad.
Does travel insurance cover pets?
No, human travel insurance or holiday insurance doesn’t usually cover pets. That’s what pet insurance is for! Depending on the pet insurance you buy, you could get some cover for your furry friend when you’re away from the UK. In the case of Napo, you'll have some cat travel insurance or dog travel insurance with whatever policy you have. We’ll cover you for things like emergency vet fees if your pet is sick on holiday, or help to cover the cost of a rearranged flight home if your pet goes missing. You can see exactly what we cover you for in our policy document.
How does pet travel insurance work?
Your Napo pet insurance will cover you for all sorts of accidents, injuries, and mishaps that might happen while you and your pet are abroad. We can cover emergency vet fees if your pet is sick on holiday. We can help you with unexpected accommodation costs for you and your pet if you miss your travel home because your pet was sick, or because they were lost or stolen. We can even help towards the cost of unused travel and accommodation if you cancel a holiday or cut it short because your pet needs life-saving treatment. The amount of cover you have while travelling outside the UK depends on your policy. However, we can only cover you and your pet if you’re travelling within the EU. You find out more in our policy document.
What is the average pet travel insurance cost?
If you're insured with Napo, your travel cover comes at no extra cost. It is a standard as part of your Napo cat insurance policy or dog insurance policy. That means you don't have to pay extra for travel cover, you already get it as part of our comprehensive insurance.
Do pets need insurance to fly?
No, your pet doesn’t need insurance to fly. But many countries need documents about your pet’s health, vaccination status, and insurance to allow them entry into the country. What you need to be allowed to travel with your pet depends on the country you are visiting. To find out more, check out the travelling abroad with pets info by the UK Government. If you are looking for pet insurance for air travel that covers your pet in the case of accidents or incidents while travelling on a plane, please check your policy document. And if in doubt, contact your insurance provider.
Frequently Asked Questions
Can you use pet insurance abroad?
Whether you can use your pet insurance abroad depends on your provider and your policy. Not all pet insurance can be used outside the UK. And even pet insurance that covers you whilst your abroad can have limits on the countries it’s valid in, or the amount of vet fees you can claim. All Napo policies will give you cover when you and your pet are abroad in an EU country. You’ll get emergency vet fee cover when you’re away from the UK. The amount you can claim will depend on your policy We can only cover your pets while travelling or staying in the EU temporarily.
Can I use my pet insurance if I’m living abroad?
We’re happy to pay you or your vet. But not every vet takes direct payments. If you want us to pay your vets directly, please ask your vet if they’re happy to take direct payments. If they are, we can send all payments straight to them.
Can pet insurance be used anywhere?
No, pet insurance unfortunately can’t be used anywhere. Different countries have different rules, regulations, and laws so it can be tricky to offer cover in multiple areas on the same policy. Napo does offer comprehensive insurance for UK pets. This includes some travel and holiday cover for when you're travelling abroad with your pet within the EU. But it does not cover long stays of 90+ days, or if you relocate abroad.
Does travel insurance cover pets?
No, human travel insurance or holiday insurance doesn’t usually cover pets. That’s what pet insurance is for! Depending on the pet insurance you buy, you could get some cover for your furry friend when you’re away from the UK. In the case of Napo, you'll have some cat travel insurance or dog travel insurance with whatever policy you have. We’ll cover you for things like emergency vet fees if your pet is sick on holiday, or help to cover the cost of a rearranged flight home if your pet goes missing. You can see exactly what we cover you for in our policy document.
How does pet travel insurance work?
Your Napo pet insurance will cover you for all sorts of accidents, injuries, and mishaps that might happen while you and your pet are abroad. We can cover emergency vet fees if your pet is sick on holiday. We can help you with unexpected accommodation costs for you and your pet if you miss your travel home because your pet was sick, or because they were lost or stolen. We can even help towards the cost of unused travel and accommodation if you cancel a holiday or cut it short because your pet needs life-saving treatment. The amount of cover you have while travelling outside the UK depends on your policy. However, we can only cover you and your pet if you’re travelling within the EU. You find out more in our policy document.
What is the average pet travel insurance cost?
If you're insured with Napo, your travel cover comes at no extra cost. It is a standard as part of your Napo cat insurance policy or dog insurance policy. That means you don't have to pay extra for travel cover, you already get it as part of our comprehensive insurance.
Do pets need insurance to fly?
No, your pet doesn’t need insurance to fly. But many countries need documents about your pet’s health, vaccination status, and insurance to allow them entry into the country. What you need to be allowed to travel with your pet depends on the country you are visiting. To find out more, check out the travelling abroad with pets info by the UK Government. If you are looking for pet insurance for air travel that covers your pet in the case of accidents or incidents while travelling on a plane, please check your policy document. And if in doubt, contact your insurance provider.
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.5 Excellent
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.5 Excellent
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.5 Excellent