Save 5% with multi-pet discount.
Curiosity, covered
Keep your cat happy, healthy and protected for life with Napo's comprehensive insurance. · Lifetime cover from £4k to £16k every year · Dental and free online vet access with FirstVet included · Fast claims & direct vet payment supported
Protect your kitty today
Excellent
Curiosity, covered
Keep your cat happy, healthy and protected for life with Napo's comprehensive insurance. · Lifetime cover from £4k to £16k every year · Dental and free online vet access with FirstVet included · Fast claims & direct vet payment supported
Protect your kitty today
Excellent
Curiosity, covered
Keep your cat happy, healthy and protected for life with Napo's comprehensive insurance. · Lifetime cover from £4k to £16k every year · Dental and free online vet access with FirstVet included · Fast claims & direct vet payment supported
Protect your kitty today
Excellent
Curiosity, covered
Keep your cat happy, healthy and protected for life with Napo's comprehensive insurance. · Lifetime cover from £4k to £16k every year · Dental and free online vet access with FirstVet included · Fast claims & direct vet payment supported
Protect your kitty today
Excellent
Curiosity, covered
Keep your cat happy, healthy and protected for life with Napo's comprehensive insurance. · Lifetime cover from £4k to £16k every year · Dental and free online vet access with FirstVet included · Fast claims & direct vet payment supported
Protect your kitty today
Excellent
Real cats insured by Napo
“
Love Napo pet insurance. So helpful to have access to a vet online when needed. Spoke to an amazing vet today who gave great advice on my rescue cat Hope who is a bit poorly...
LD
Liz Dean
“
Honestly, I don’t usually leave reviews, but I just had to say—Napo has been such a relief. I signed up for my cat Luna, and the process was super straightforward.
CM
Cherry Monette Antonio
“
WOW what a difference having insurance with a decent company makes. Quite possibly the easiest experience Ive ever had with a cat insurance.
LW
Lilly West
“
My cat had bad tartar build up, I decided to make a claim for it and I was pleased to learn it was accepted. I am very impressed with the company and they offer peace of mind.
EB
Ed B
Real cats insured by Napo
“
Love Napo pet insurance. So helpful to have access to a vet online when needed. Spoke to an amazing vet today who gave great advice on my rescue cat Hope who is a bit poorly...
LD
Liz Dean
“
Honestly, I don’t usually leave reviews, but I just had to say—Napo has been such a relief. I signed up for my cat Luna, and the process was super straightforward.
CM
Cherry Monette Antonio
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
Lilly West
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
Real cats insured by Napo
“
Love Napo pet insurance. So helpful to have access to a vet online when needed. Spoke to an amazing vet today who gave great advice on my rescue cat Hope who is a bit poorly...
LD
Liz Dean
“
Honestly, I don’t usually leave reviews, but I just had to say—Napo has been such a relief. I signed up for my cat Luna, and the process was super straightforward.
CM
Cherry Monette Antonio
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
Lilly West
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
Real cats insured by Napo
“
Love Napo pet insurance. So helpful to have access to a vet online when needed. Spoke to an amazing vet today who gave great advice on my rescue cat Hope who is a bit poorly...
LD
Liz Dean
“
Honestly, I don’t usually leave reviews, but I just had to say—Napo has been such a relief. I signed up for my cat Luna, and the process was super straightforward.
CM
Cherry Monette Antonio
“
WOW what a difference having insurance with a decent company makes. Quite possibly the easiest experience Ive ever had with a cat insurance.
LW
Lilly West
“
My cat had bad tartar build up, I decided to make a claim for it and I was pleased to learn it was accepted. I am very impressed with the company and they offer peace of mind.
EB
Ed B
Real cats insured by Napo
“
Love Napo pet insurance. So helpful to have access to a vet online when needed. Spoke to an amazing vet today who gave great advice on my rescue cat Hope who is a bit poorly...
LD
Liz Dean
“
Honestly, I don’t usually leave reviews, but I just had to say—Napo has been such a relief. I signed up for my cat Luna, and the process was super straightforward.
CM
Cherry Monette Antonio
“
Thanks to Napo Coco was able to have her soft palate widened. This has been so successful and Napo paid out straight away. I shall be staying with them for all of Coco's life.
BA
Lilly West
“
Megan offered consistency reassurance and went above and beyond for us today. Thank you for doing everything possible to help our boy.
SL
SLT
Join the herd!
Nearly 13,000 cat people chose Napo for complete protection 😻
Pick the right level based on your dog’s needs.
Pick the right level based on your dog’s needs.
12,703
3,495
Cats, covered
Frenchies, covered
£3.84M
£1.28M
Vet fees paid out
Vet fees paid out
3,964
957
Claims accepted
Claims accepted
Cover for all nine lives
You'll only pay the £99 excess per condition per year. We take care of the rest
Health cover from diagnostics to rehab
And everything in-between, whether you use FirstVet or your own vet
Dental care included
As long as you do annual checks to stay on top of those gnashers
Missing pet support
Advertising and reward for lost or stolen kitties
24/7 online vet access
Free FirstVet subscription with your Napo cover, for instant help
Emergency surgery
Direct to vet payments, so you're not chasing invoices
90% of claims paid within 1 week
Claims are closed in 4 days on average
Trying to act cool about these
Trying to act cool about these
Trying to act cool about these
Trying to act cool about these
Policies to suit housecats, alleycats & cool cats
Choose either £4k, £8k, £12k or £16k in protection from vet bills every year. Get the cover you need to keep your cat as happy and healthy as poss.
By the way, this is Mabel. We've been keeping her bright-eyed and bushy-tailed since 2021! The grumpy expression is nothing to do with us.
Policies to suit housecats, alleycats & cool cats
Choose either £4k, £8k, £12k or £16k in protection from vet bills every year. Get the cover you need to keep your cat as happy and healthy as poss.
By the way, this is Mabel. We've been keeping her bright-eyed and bushy-tailed since 2021! The grumpy expression is nothing to do with us.
Policies to suit housecats, alleycats & cool cats
Choose either £4k, £8k, £12k or £16k in protection from vet bills every year. Get the cover you need to keep your cat as happy and healthy as poss.
By the way, this is Mabel. We've been keeping her bright-eyed and bushy-tailed since 2021! The grumpy expression is nothing to do with us.
Policies to suit housecats, alleycats & cool cats
Choose either £4k, £8k, £12k or £16k in protection from vet bills every year. Get the cover you need to keep your cat as happy and healthy as poss.
By the way, this is Mabel. We've been keeping her bright-eyed and bushy-tailed since 2021! The grumpy expression is nothing to do with us.
Policies to suit housecats, alleycats & cool cats
Choose either £4k, £8k, £12k or £16k in protection from vet bills every year. Get the cover you need to keep your cat as happy and healthy as poss.
By the way, this is Mabel. We've been keeping her bright-eyed and bushy-tailed since 2021! The grumpy expression is nothing to do with us.
Frequently asked cat questions 😺
Do housecats need insurance?
Yes – it’s important to insure any pet cat, regardless of their lifestyle. We protect their health and wellbeing from all angles, as well as helping you avoid unexpected costs. Vet bills, for example, can be much more expensive than people realise when they first get a pet. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover. We can even pay your vet directly, so you might not need to get your wallet out at all.
How much is cat insurance?
How much your cat insurance costs depends on the breed of your cat, their age, and other factors. The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you get greater levels of cover if you pay a higher premium. To find out exactly how much Napo cat insurance would cost you, get a quick online quote.
What cat insurance policy is best?
Every cat is unique, and so is your situation. So, the best cat insurance policy for you might not be the same as another owner. You may worry about risking a hefty vet fee in the event of an emergency, while another person might be more focused on the monthly or annual premium amount.
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs.
You can find out which cat insurance policy is best for you by getting an online quote.
Does your cat insurance cover pre-existing conditions?
Unfortunately, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!
You can still get advice for caring for an unwell pet through your free FirstVet subscription. Vet videocalls are available 24/7 to suit you.
When should I insure my kitten?
You can take out a cat insurance policy with us as long as your kitten is older than 4 weeks.
Does cat insurance cover vet bills?
Yes, we cover your illnesses, diagnostics, medications, emergencies, surgeries, rehabilitation – the gamut. As long as the claim is not a pre-existing condition that your cat has suffered from or been treated for within 24 months of your policy starting.
Does your cat insurance include dental?
Yes, our policies include dental care to treat accidents or illness. To make sure you qualify, schedule a yearly dental checkup to get ahead of any gum or tooth issues as fast as possible.
Frequently asked cat questions 😺
Do housecats need insurance?
Yes – it’s important to insure any pet cat, regardless of their lifestyle. We protect their health and wellbeing from all angles, as well as helping you avoid unexpected costs. Vet bills, for example, can be much more expensive than people realise when they first get a pet. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover. We can even pay your vet directly, so you might not need to get your wallet out at all.
How much is cat insurance?
How much your cat insurance costs depends on the breed of your cat, their age, and other factors. The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you get greater levels of cover if you pay a higher premium. To find out exactly how much Napo cat insurance would cost you, get a quick online quote.
What cat insurance policy is best?
Every cat is unique, and so is your situation. So, the best cat insurance policy for you might not be the same as another owner. You may worry about risking a hefty vet fee in the event of an emergency, while another person might be more focused on the monthly or annual premium amount.
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs.
You can find out which cat insurance policy is best for you by getting an online quote.
Does your cat insurance cover pre-existing conditions?
Unfortunately, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!
You can still get advice for caring for an unwell pet through your free FirstVet subscription. Vet videocalls are available 24/7 to suit you.
When should I insure my kitten?
You can take out a cat insurance policy with us as long as your kitten is older than 4 weeks.
Does cat insurance cover vet bills?
Yes, we cover your illnesses, diagnostics, medications, emergencies, surgeries, rehabilitation – the gamut. As long as the claim is not a pre-existing condition that your cat has suffered from or been treated for within 24 months of your policy starting.
Does your cat insurance include dental?
Yes, our policies include dental care to treat accidents or illness. To make sure you qualify, schedule a yearly dental checkup to get ahead of any gum or tooth issues as fast as possible.
Frequently asked cat questions 😺
Do housecats need insurance?
Yes – it’s important to insure any pet cat, regardless of their lifestyle. We protect their health and wellbeing from all angles, as well as helping you avoid unexpected costs. Vet bills, for example, can be much more expensive than people realise when they first get a pet. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover. We can even pay your vet directly, so you might not need to get your wallet out at all.
How much is cat insurance?
How much your cat insurance costs depends on the breed of your cat, their age, and other factors. The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you get greater levels of cover if you pay a higher premium. To find out exactly how much Napo cat insurance would cost you, get a quick online quote.
What cat insurance policy is best?
Every cat is unique, and so is your situation. So, the best cat insurance policy for you might not be the same as another owner. You may worry about risking a hefty vet fee in the event of an emergency, while another person might be more focused on the monthly or annual premium amount.
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs.
You can find out which cat insurance policy is best for you by getting an online quote.
Does your cat insurance cover pre-existing conditions?
Unfortunately, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!
You can still get advice for caring for an unwell pet through your free FirstVet subscription. Vet videocalls are available 24/7 to suit you.
When should I insure my kitten?
You can take out a cat insurance policy with us as long as your kitten is older than 4 weeks.
Does cat insurance cover vet bills?
Yes, we cover your illnesses, diagnostics, medications, emergencies, surgeries, rehabilitation – the gamut. As long as the claim is not a pre-existing condition that your cat has suffered from or been treated for within 24 months of your policy starting.
Does your cat insurance include dental?
Yes, our policies include dental care to treat accidents or illness. To make sure you qualify, schedule a yearly dental checkup to get ahead of any gum or tooth issues as fast as possible.
Frequently asked cat questions 😺
Do housecats need insurance?
Yes – it’s important to insure any pet cat, regardless of their lifestyle. We protect their health and wellbeing from all angles, as well as helping you avoid unexpected costs. Vet bills, for example, can be much more expensive than people realise when they first get a pet. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover. We can even pay your vet directly, so you might not need to get your wallet out at all.
How much is cat insurance?
How much your cat insurance costs depends on the breed of your cat, their age, and other factors. The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you get greater levels of cover if you pay a higher premium. To find out exactly how much Napo cat insurance would cost you, get a quick online quote.
What cat insurance policy is best?
Every cat is unique, and so is your situation. So, the best cat insurance policy for you might not be the same as another owner. You may worry about risking a hefty vet fee in the event of an emergency, while another person might be more focused on the monthly or annual premium amount.
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs.
You can find out which cat insurance policy is best for you by getting an online quote.
Does your cat insurance cover pre-existing conditions?
Unfortunately, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!
You can still get advice for caring for an unwell pet through your free FirstVet subscription. Vet videocalls are available 24/7 to suit you.
When should I insure my kitten?
You can take out a cat insurance policy with us as long as your kitten is older than 4 weeks.
Does cat insurance cover vet bills?
Yes, we cover your illnesses, diagnostics, medications, emergencies, surgeries, rehabilitation – the gamut. As long as the claim is not a pre-existing condition that your cat has suffered from or been treated for within 24 months of your policy starting.
Does your cat insurance include dental?
Yes, our policies include dental care to treat accidents or illness. To make sure you qualify, schedule a yearly dental checkup to get ahead of any gum or tooth issues as fast as possible.
Frequently asked cat questions 😺
Do housecats need insurance?
Yes – it’s important to insure any pet cat, regardless of their lifestyle. We protect their health and wellbeing from all angles, as well as helping you avoid unexpected costs. Vet bills, for example, can be much more expensive than people realise when they first get a pet. Having insurance for your cat means you won’t be out of pocket paying for vet fees, as your insurance will pay you back as long as it’s within your cover. We can even pay your vet directly, so you might not need to get your wallet out at all.
How much is cat insurance?
How much your cat insurance costs depends on the breed of your cat, their age, and other factors. The price of the premiums you pay will also depend on the kind of policy you buy. Just like home or car insurance, you get greater levels of cover if you pay a higher premium. To find out exactly how much Napo cat insurance would cost you, get a quick online quote.
What cat insurance policy is best?
Every cat is unique, and so is your situation. So, the best cat insurance policy for you might not be the same as another owner. You may worry about risking a hefty vet fee in the event of an emergency, while another person might be more focused on the monthly or annual premium amount.
At Napo, we have a range of policies with four different cover levels. So you can find one that best suits you and your cat’s needs.
You can find out which cat insurance policy is best for you by getting an online quote.
Does your cat insurance cover pre-existing conditions?
Unfortunately, we can not cover any pre-existing conditions your pet’s had in the last 24 months.
If your pet hasn’t had signs or symptoms, treatment, medication, or advice for the condition in the last 24 months, we can cover it!
You can still get advice for caring for an unwell pet through your free FirstVet subscription. Vet videocalls are available 24/7 to suit you.
When should I insure my kitten?
You can take out a cat insurance policy with us as long as your kitten is older than 4 weeks.
Does cat insurance cover vet bills?
Yes, we cover your illnesses, diagnostics, medications, emergencies, surgeries, rehabilitation – the gamut. As long as the claim is not a pre-existing condition that your cat has suffered from or been treated for within 24 months of your policy starting.
Does your cat insurance include dental?
Yes, our policies include dental care to treat accidents or illness. To make sure you qualify, schedule a yearly dental checkup to get ahead of any gum or tooth issues as fast as possible.
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.6 Excellent
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.6 Excellent
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.6 Excellent
*Average time to settle all claims between May and November 2025
Napo Limited is registered in England and Wales (company number: 13281620). Our address is 2 Jubilee Place, London, SW3 3TQ. Napo is a trading name of Napo Limited who, for the purposes of insurance, is authorised and regulated by the Financial Conduct Authority (ref: 994239). Our entry on the Financial Services Register can be checked for details of our permissions. We are also registered with the Information Commissioners Office in relation to the processing of personal information (reg. no: ZB073689). Defaqto 5 Star Rating applies to Napo £4,000 pet insurance.
What we cover is subject to terms and conditions in our policy.
4.6 Excellent